The amount you can borrow depends on various factors including your income, debt-to-income ratio, credit score, and down payment. We'll help you determine a comfortable borrowing amount that fits your budget and financial goals.

Credit score requirements vary by loan program. While conventional loans typically require higher credit scores, FHA and other government-backed programs may accept lower scores. We'll review your credit and provide guidance on improving it if needed.

This can vary based on loan type and complexity. We'll provide you with a realistic timeline and keep you updated throughout the process.

Refinancing can be beneficial if you can secure a lower interest rate, reduce your monthly payments, or access equity for other financial goals. We'll analyze your current mortgage and help you determine if refinancing makes sense.