I am originally from New Smyrna Beach Florida and moved to Colorado in 1985 when I was honorably discharged from the United State Air Force. I entered the financial service industry 17 years ago to not only learn for myself and my family, but to also assist employed families and business owners with successful and sustainable financial planning.

Today my planning is based on the philosophy of the “begin with the end in mind”.  While most of my peers put every effort into retirement accumulation, I put my efforts into spending assets in retirement. By using this philosophy, the accumulation phase becomes more intentional and dynamic, which can help with cash flow decisions throughout retirement.  

I love the outdoors and enjoy hiking, fly fishing, tying flies and attempting to learn how to play golf and spending time with my wife Susan.  One of life’s lessons I believe is to build your life around the people you love and things you love to do. I am grateful to have the opportunity to work in this industry by helping others achieve their lifelong dreams and financial goals. Earning a persons trust and confidence is the greatest compliment one could ever receive.